happyone

Is that a trick question??? 😏

Just remember, next time you have a simple question, just ask me and I will try to give you another simple answer like the one above 🤣

Unless, I misunderstood, It seems that your long term care is for salary continuation. Also isn't your death benefit separate from any long term care??? I was specifically talking about long term heath care insurance. I forgot to mention also, that long term health premiums are also based on the daily amount, and/or the total amount that could be paid out on behalf of the person insured. There are usually several plans that you can choose from-based on what you want to pay and the coverage desired.

Since no one seems to provide an answer--I will try The statement that everyone gets treated in the USA is partially correct. If a person goes to an emergency room--they must be treated. However, anytime there is medical services provided to a person, payment is due. For those who do not have insurance, any treatment must be paid for----However, the amount due can be negotiated and payment terms negotiated. If a person does not have insurance (private or government) and the medical treatment is not an emergency, that person must provide proof that they can pay for the services or they do not get treatment in most cases. So therein lies the advantage to having medical insurance as most treatments in the USA are ridiculously expensive--even a doctor visit. There are state programs linked to the Federal government that assist people, based on family size and income to pay for insurance, so that they do not have to pay all of the premiums, making it more affordable, but still not everyone can afford even the reduced premiums. Some plans may be affordable, but the co-payment due at the time of care can be very high. For those who have insurance or Medicare--they may or may not have to pay a co-payment--the provider (insurance co-private or government) pays the balance. Medicad is available for those who qualify for total assistance, however, I do not know if they must pay for any medical services---Medicad does, after the person dies, attaches whatever assets are left to pay any accumulated unpaid balance to Medicad. That covers immediate medical care---Long term care is quite another problem as it is very expensive. Long term care insurance is available, but because of the possible costs to the insurer, a person must almost be in perfect health to even qualify for private long term care---but if they work in a government position, such insurance is available--but you have to pay for it. Hope I answered at least your immediate question, and maybe shed some light into the USA system.

Bite your tongue !!! 😆

It is 68 degrees F in Barcelona--not too cold for them.

Exactly--but it is hard to pull the wool over this old man's eyes 😏

Those numbers should be more available when 1) the Covid19 virus has been eradicated for the current cycle and 2) when data is actually published for the number of suicides that occurred during 2020 (The beginning of the virus and hopefully to December 31, 2020 the end of the immediate economic crisis) However, there still may be significant data regarding suicides in the following years as the economies will have not fully recovered causing individual continued economic and mental suffering .

I prefer to disprove a statement using facts and figures--not just an accusation --so you will find my calculations just below your post.

Or the Sun a newspaper tabloid--was not being truthful or accurate in what was actually said. In the article I posted CNBC actually quoted him, rather than just write a story on what the reporter thought.

Worldometer started on January 22, 2020--The data I provided was thru May 24, 2020, which is 4 months, So your calculations are in error. Even if the rate of deaths remained the same during the first 4 month to a 12 month period, then the correct number would be a total of 1,03,865 total deaths, (346,255 x 3) However the number of daily deaths is decreasing. But just to use a current number , total daily deaths on 5/23/20= 4183 x 365 days/yr= 1,526,795 deaths per year, less 346,255 deaths for the 4 month==leaves 1,180,540 worst case total deaths

Isn't this Greta Thunberg???? 🤣

Oh Oh, not so good now Buddy 😏 The above was an article written in April 30 by the Sun in UK which has questions about its facts Here is another more recent article May 7, 2020 that quotes Anders Tegnel--that top epidemiologist and paints a different response Sweden's chief scientist admits lessons have been learned over no-lockdown policy WWW.CNBC.COM Sweden's decision to avoid a strict lockdown like its European neighbors drew global attention and was not without controversy, but its chief epidemiologist says there are few things he would have done differently. “I don’t think anybody who is really thinking that much about this, is really sure about any strategy, because we’re all doing something that nobody did before,” Anders Tegnell, Sweden’s state epidemiologist who has led the country’s coronavirus response, told CNBC Thursday. “On the other hand, it looks like it’s going to work out. We’re clearly past the peak in Stockholm and our health care (system) has been able to handle it, we have extra beds in the hospitals and everybody has been treated that needs to be treated, even non-Covid patients have been able to get treatment.” He said Sweden’s experience had shown that “we can keep our schools open.” “That has not caused any major problems at all — it has not caused any problems that we can see. We can keep our society reasonably open, without huge effects.” “Of course, there is a huge regret over the fatalities that we’ve had but we’re not really clear how that could have been avoided. We know that these (elderly care home) settings are very vulnerable in this kind of situation and we’re not sure that doing something different would make a huge difference to that,” Tegnell said. Asked if Sweden would follow the same policy in any future outbreak, he answered “to a great extent, yes.” “Now we know things that we could do better, for sure, but on the whole I think we would go down the same route,” although he conceded that more work could have been done to prevent outbreaks in Sweden’s care homes.

Chat continues May 25, 2020

My suggestion is go camping and forget about the rest of the crap---BTW BYOP (bring your own peanuts) 😏

See the stats above Since I have nothing better to do than stay in my home, I compiled the above figures 😏

Those above are 2017 US data--here is more complete US data from 2018 _note 2019 data is not yet available, but statistic are anticipated to roughly the same--with the exception of suicides, which is anticipated to increase.. 1. Heart disease 2018 incidence: 655,381 Rate: 163.6 per 100,000 US standard population Percentage of total deaths: 23.1% 2. Cancer 2018 incidence: 599,274 Rate: 149.1 per 100,000 US standard population Percentage of total deaths: 21.1% 3. Accidents/unintentional injuries 2018 incidence: 167,127 Rate: 48.0 per 100,000 US standard population Percentage of total deaths: 5.9% 4. Chronic lower respiratory diseases 2018 incidence: 159,486 Rate: 39.7 per 100,000 US standard population Percentage of total deaths: 5.6% 5. Cerebrovascular diseases 2018 incidence: 147,810 Rate: 37.1 per 100,000 US standard population Percentage of total deaths: 5.2% 6. Alzheimer disease 2018 incidence: 122,019 Rate: 30.5 per 100,000 US standard population Percentage of total deaths: 4.3% 7. Diabetes 2018 incidence: 84,946 Rate: 21.4 per 100,000 US standard population Percentage of total deaths: 3% 8. Influenza and pneumonia 2018 incidence: 59,120 Rate: 14.9 per 100,000 US standard population Percentage of total deaths: 2.1% 9. Kidney disease 2018 incidence: 51,386 Rate: 12.9 per 100,000 US standard population Percentage of total death: 1.8% 10. Suicide 2018 incidence: 48,344 Rate: 14.2 per 100,000 US standard population Percentage of total deaths: 1.7% And here is the really alarming statistic-- The World Health Organisation (WHO) estimates that each year approximately one million people die from suicide, which represents a global mortality rate of 16 people per 100,000 or one death every 40 seconds. It is predicted that by 2020 the rate of death will increase to one every 20 seconds-which will represent approximately two million people or a rate of 32 people per 100,000. Other sources estimate currently approximately 800,000 people die globally from suicide--but will increase in 2020. Now compare this to the current COVID19 deaths(according to world0meter) Coronavirus Death Toll 346,255 Worldwide there is less covid deaths than the #1 and #2 killers in the US only But far far far less covid deaths worldwide than suicides.

Page 37 top of page---we can just both wait together 🤣

Hey Dave---I give you permission to just copy and paste my response to him earlier 😆

And that is how most causes of death are being reported as Covid, with secondary underlying conditions such as pneumonia or heart attack--So we agree on that I just posted a rebuttal about your post regarding thinners. If you were arguing about causes of death, there was no need to confuse the issue by including blood thinners into your original post--that is a different subject entirely relative to the original cause of death discussion.

So what about the other 99 countries around the world that want answers from China???? As always--you condemn the USA and in another post earlier--capitalism

That is one article--here is another that says thinners do not work---so what we have is uncertainty about the facts relating to COVID 19 until more significant studies are made Coronavirus blood-clot mystery intensifies WWW.NATURE.COM Research begins to pick apart the mechanisms behind a deadly COVID-19 complication. Research begins to pick apart the mechanisms behind a deadly COVID-19 complication. Blood thinners don’t reliably prevent clotting in people with COVID-19, and young people are dying of strokes caused by the blockages in the brain. And many people in hospital have drastically elevated levels of a protein fragment called D-dimer, which is generated when a clot dissolves. High levels of D-dimer seem to be a powerful predictor of mortality in hospitalized patients infected with coronavirus3.

if it were not in China, it would surely have appeared elsewhere in another form That statement from you is a wild ass guess As for the other highlighted part of your post=Well then I guess that Trump is not alone---your accusations are bias-- https://www.cnn.com/2020/05/18/asia/china-world-health-assembly-investigation-intl-hnk/index.html China has been trying to avoid fallout from coronavirus. Now 100 countries are pushing for an investigation

I have been reading all the comments by everyone regarding this club---IMO it boils down to one thing--Amy3 is pissed off, got her feelings hurt, and is upset because she was not invited into the club-- Yes, clubbers probably do retreat into the social group that they enjoy interacting with and exclude those whom they do not want to interact with. Same happens in real life--not everyone wants to associate with some people--so they are not invited to parties and social gatherings. So a lot of the times, those excluded just accuse and point fingers at the others, rather than take an honest look at themselves to determine just why they were excluded--